It’s free to get started and see how much equity you can unlock. If you decide to transact using the program, there is a flat fee of 2.4% of the departing residence home sale.

Thanks to the structure of the program, you might be able to save up to 1-3% of the purchase of your new home with a non-contingent offer and sell your existing home for up to 10% more by listing it unoccupied and potentially staged.

The amount of equity you can unlock is determined using HomeLight’s proprietary algorithm, which takes into consideration an estimation of the home’s value, current market conditions, projected market risk, borrower financials, outstanding loans, and more. You’ll be able to unlock a portion of the overall equity you have in your home upfront, prior to selling the home — and will receive the remainder of your equity after the home sells, less program fees.

You can use your Equity Unlock Amount for more than a down payment on your new home. You can also use it for:

• Moving expenses
• Closing expenses
• Property repair
• And more

Not a problem! We consider all properties for the program regardless of days on the market. However, the total number of listed days can affect your Equity Unlock Amount based on the risk profile of the property.

I will work closely with you to sell your home. If your home does not sell within 90 days, HomeLight will buy it and work with me to list and sell it. You'll receive any profit from the sale, after deducting HomeLight's incurred costs.

There is no catch! You are paying to use the program but the savings and gains created can outweigh the cost of the program.