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For such an important life event, Buy Before You Sell makes it easy

✓ Buy your new home before selling your old one.

✓ Move one time and avoid paying for temporary housing.

✓ Skip the hassle of showing your home while you, your family or pets are still living in it.

What Makes Us Different

1
Unlock Equity
Unlock up to $2 million dollars in equity from your current home to cover your down payment, moving, closing costs, repairs and more. It’s your choice!
2
Make a competitive offer
We'll remove your home sale contingencyso you can make a competitive offer and save money — as sellers often value certainty over nabbing top dollar.
3
Sell for up to 10% more
After you move, list your current home unoccupied and potentially staged, which can lead to a higher selling price.

Frequently Asked Questions

It’s free to get started and see how much equity you can unlock. If you decide to transact using the program, there is a flat fee of 2.4% of the departing residence home sale.

Thanks to the structure of the program, you might be able to save up to 1-3% of the purchase of your new home with a non-contingent offer and sell your existing home for up to 10% more by listing it unoccupied and potentially staged.

The amount of equity you can unlock is determined using HomeLight’s proprietary algorithm, which takes into consideration an estimation of the home’s value, current market conditions, projected market risk, borrower financials, outstanding loans, and more. You’ll be able to unlock a portion of the overall equity you have in your home upfront, prior to selling the home — and will receive the remainder of your equity after the home sells, less program fees.

You can use your Equity Unlock Amount for more than a down payment on your new home. You can also use it for:

  • Moving expenses
  • Closing expenses
  • Property repair
  • And more

Not a problem! We consider all properties for the program regardless of days on the market. However, the total number of listed days can affect your Equity Unlock Amount based on the risk profile of the property.

I will work closely with you to sell your home. If your home does not sell within 90 days, HomeLight will buy it and work with me to list and sell it. You'll receive any profit from the sale, after deducting HomeLight's incurred costs.

There is no catch! You are paying to use the program but the savings and gains created can outweigh the cost of the program.

A three-step process
that puts you in control

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1 Apply in minutes with no commitment

Find out if your property is a good fit for the program and get your equity unlock amount approved in 24 hours or less. No cost or commitment required.

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2 Buy your dream home

Once you're approved, you'll have access to a portion of your equity in your current home. You’ll be able to submit a competitive offer with no home sale contingency at any time — regardless of how long it takes to find your dream home.

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3 Sell with Peace of Mind

After you move into your new home, we will list your unoccupied home on the market to attract the strongest offer possible. You'll receive the remainder of your equity after the home sells.

Nick
Atija R.
Buyer
Maria V.
GP
Sandi E.
Stephen
Josh S.
Amber A.
Phoebe R.
Maureen T.
David A.
Nikka D.
Maritza R.
Joshua S.
Sandi E.
NH
AM
Naweed D.
Kristen
E.D.
Buyer & Seller
Jarad L.
Lenh T.
Yvonne and Nick
Sod D.
F.M.
Jo P.
Buyer | Seller
Buyer
Lorenzo
Joseph
Bryanna
LB
Wilson
Kenny
Eddy
Mark M.
Alex G.
Tequila H.
Jay W.
Curtis T.
Nancy 0.
John H.
Sarah M.
WHAT OUR CLIENTS SAY

My wife and I moved to Sacramento from the Bay Area in order to buy our first house. Andrew was recommended by a mutual friend and it was the best decision we made. He explained every step of the process and helped us find exactly what we were looking for. He helped negotiate some credits for some minor fixes and the house appraised for $10k more than we paid! Beyond his awesome real estate skills, he’s ...

— Nick

WHAT OUR CLIENTS SAY

My husband and I really wanted to buy a house but were unsure if we could. I was injured in a car accident while pregnant which resulted in my not working and adversely affecting my credit so all we had was my husband’s income and credit. We connected with Roy and he connected us with an amazing lender. He showed us homes in our price range and was extremely knowledgeable when showing us the homes. He an...

— Atija R.

WHAT OUR CLIENTS SAY

We have never bought a house before and weren’t sure what to expect. Mauana Anderson had been the best there can be. Let me tell you she EXCEEDED our expectations. She has a very kind demeanor, knows her stuff when it comes to homes, resale, inspections, etc. I felt so comfortable with Mauana. As a first-time home buyer, she gave us a whole lot of knowledge about buying a home that we didn’t know too muc...

— Buyer

WHAT OUR CLIENTS SAY

I highly recommend Serina! She is so knowledgeable about all aspects of the business and made selling my property so easy. She was very responsive to my emails and calls. Made a stressful process a little easier for me by giving me clear direction.

— Maria V.

WHAT OUR CLIENTS SAY

This was a dream buying experience! I would recommend no other person in this world but Valencia Mischal. Very professional yet personable at all times. Answers all questions and explains everything very thoroughly. Quick responses, and truly has your best interest at heart! If you want to buy or sell a house please go with Valencia Mischal and you will not only have the best experience, you will gain a ...

— GP

WHAT OUR CLIENTS SAY

Roy Machado Is my hero. I came to All City Homes not knowing if I could actually buy a house yet… He explained everything in a way that was actually understandable and worked with me every step of the way. Looking at houses was a true pleasure. His assistant Candace was awesome and kept in touch sending me all the info and both would answer all the questions I had (home buying = so many questions). Roy k...

— Sandi E.

WHAT OUR CLIENTS SAY

My partner and I could not have asked for a better person to help us through the house-buying process. It being our first home, we had no idea what we were doing. Andrew was prompt, professional, and provided outstanding customer service throughout the long process. He was able to find a house within our budget that had 99% of what we wanted in a house. I will be forever referring anyone who is buying a ...

— Stephen

WHAT OUR CLIENTS SAY

I was pre approved for a home loan from a lender and was trying to get in the Sacramento market while living in the Bay Area. This last winter we had the worst rains in 10 years and commuting from The Bay to Sacramento was a chore! I had “hired” a realtor® from Rocklin, based on a recommendation from a friend. I didn’t know the area and soon realized the realtor® was “too good” to come help me look in so...

— Josh S.

WHAT OUR CLIENTS SAY

Eric is an incredibly talented, motivated and relatable expert. As first-time home buyers, he made our experience carefree and flawless and helped us find the perfect home! Working with Eric is a breeze and a fantastic learning experience. Eric will ensure his client has a full understanding and is always comfortable before moving forward. We would absolutely recommend Eric!

— Amber A.

WHAT OUR CLIENTS SAY

Serina Lowden sold our home in Valley Springs CA in 1 day! Serina was so helpful in guiding us through the stressful process of selling our home from start to finish. She gave us input on staging our home, and on understanding the best options we had with the multiple offers we received. She even worked to help us with the process of moving out of our home for a smooth and easy transition into our new ho...

— Phoebe R.

WHAT OUR CLIENTS SAY

You are CRAZY if you do not use Roy and All City Homes. I grew up in Sacramento but left, except to visit my mom. She died this year in the home she had for 55 years. To sell the home I interviewed many Realtors®… I liked Roy and his team-best BUT I messed up seriously by signing with another agent. My mom’s house, which should have been sold, sat and sat. I finally fired the other agent and called Roy… ...

— Maureen T.

WHAT OUR CLIENTS SAY

Serina Lowden with All City Homes helped us purchase our new dream house. She was very attentive and made herself available every step of the way. Serina represents us and our needs as home buyers as her main priority. I would strongly recommend her to first-time home buyers and dream home buyers alike. Thank you Serina for all the hard work and for helping our family find their new home.

— David A.

WHAT OUR CLIENTS SAY

Serina and her team helped me sell and purchase my home in both Northern California and Southern California. She and her team handled the transactions very professionally and in a timely manner. She went the extra mile by helping me find a home to purchase in Southern California. I will now be in my new home one year this month. Thank you again Serina for all of your help to make this a smooth experience...

— Nikka D.

WHAT OUR CLIENTS SAY

If you’re looking to buy a house or sell a house… Call Serina. She is the absolute best. My situation was almost impossible.. not much of a budget or much time. She was out there with me looking for houses day after day. She never let me give up. She was willing to put in offer after offer. And cried with me when the offer for the house I wanted was accepted. She is the best person to have on your side r...

— Maritza R.

WHAT OUR CLIENTS SAY

I was pre approved for a home loan from a lender and was trying to get in the Sacramento market while living in the Bay Area. This last winter we had the worst rains in 10 years and commuting from The Bay to Sacramento was a chore! I had a realtor® from Rocklin, based on a recommendation from a friend. I didn’t know the area and soon realized the realtor® was “too good” to come help me look in South Sacr...

— Joshua S.

WHAT OUR CLIENTS SAY

Roy Machado Is my hero. I came to All City Homes not knowing if I could actually buy a house yet… He explained everything in a way that was actually understandable and worked with me every step of the way. Looking at houses was a true pleasure. His assistant Candace was awesome and kept in touch sending me all the info and both would answer all the questions I had (home buying = so many questions). Roy k...

— Sandi E.

WHAT OUR CLIENTS SAY

Valencia is wonderful. My husband and I had a really bad Realtor® before Valencia. She has been our savings grace since then. She helped us sell our home, as well as purchase a new home. Valencia’s level of professionalism and expertise is unmatched. We have decided that she will always be our Realtor®. I can’t wait until we can buy an investment property, she will be the first person we call when we dec...

— NH

WHAT OUR CLIENTS SAY

Valencia Mischal is one of a kind. She is truly knowledgeable in all aspects of purchasing a home. We came to her with hopes of finally becoming homeowners and she took our dream and made it a reality. She was professional and charismatic throughout the process. She took the time to explain in detail every step of the process and answered all of my questions. Hands down, I would highly recommend her to a...

— AM

WHAT OUR CLIENTS SAY

Jose Gomez is the most involved and diligent Realtor® I’ve ever met. He by far exceeded my expectations with regards to what a Realtor® should not only be, but do. I highly recommend Jose, and if I ever need a Realtor® again, I will, without hesitation, call upon him. Basically, Jose Gomez is amazing.

— Naweed D.

WHAT OUR CLIENTS SAY

My husband and I loved working with Andrew. We were purchasing our first home and had a long “need” list, and Andrew was so patient, answered lots of our questions, and showed us quite a few homes that would have fit our family well. He was fun to work with but was also able to really walk us through the more stressful parts of buying like understanding what we were signing, appraisals and inspections. I...

— Kristen

WHAT OUR CLIENTS SAY

He has excellent communication skills, he’s responsive, thoughtful, attentive, and truly listens to you and takes your best interest to heart.

— E.D.

WHAT OUR CLIENTS SAY

We have worked with the team for 11 years, and they have helped us sell as well as buy homes. The Lowden team is an awesome squad! Every member and every entity they put in touch with you goes all in to help you find the home of your dreams. This is a bit blunt… But you’re an idiot if you don’t pick up the phone and contact them to buy or sell.

— Buyer & Seller

WHAT OUR CLIENTS SAY

Dany is a passionate, motivated, insightful advocate for ensuring your home buying experience is an easy, yet reliable, well-informed process. Dany is straightforward, honest, very disarming, and approachable. He’s all about caring and ensuring his clients get the best-tailored deal to meet their needs. Dany is very perceptive of your feedback and has a rare gift for being able to read people and then...

— Jarad L.

WHAT OUR CLIENTS SAY

Eric is an outstanding agent! When we first met, he explained to us his marketing strategy and how he was going to sell our home for top dollar in the shortest amount of time possible. He didn’t disappoint! Within 4 days of our home being on the market, we received 6 offers with multiple of them over the price we were asking. He was quick to answer any questions we had and made this whole transaction mov...

— Lenh T.

WHAT OUR CLIENTS SAY

Andrew is an excellent Real Estate agent. He is very attentive, a great listener, and really understands his clients' needs and wishes. We received the first offer on the house in less than a week! We received much more. The house ended up being sold in just a couple of weeks. He did such an amazing job with advertisements and showings. We will definitely be using Andrew again when we’re ready to purchase!

— Yvonne and Nick

WHAT OUR CLIENTS SAY

Eric is not only an outstanding real estate agent, he is an outstanding individual. In all of my experiences with real estate agents, I have never had an agent who devoted the time and effort to ensure the properties I looked at were compatible with my needs and criteria. He was always positive and enthusiastic, even when I sometimes made things difficult for him. Because of personal issues, I had to ask...

— Sod D.

WHAT OUR CLIENTS SAY

Roy and his team are amazing! Always a great experience at their Elk Grove and Midtown Sacramento offices! Thank you for all that you do in the community!

— F.M.

WHAT OUR CLIENTS SAY

You know your Realtor® is 5 Star when you’ve purchased and sold houses with them over a span of 10 years! Absolutely love everything about All City; professional, knowledgeable, and experienced, they are upfront and honest, and take the time to learn exactly what your needs are, so you aren’t running around wasting time! We highly recommend Roy Machado and his team.

— Jo P.

WHAT OUR CLIENTS SAY

Three days, over 30 offers, 52K over asking price *Dany Blanco Mic drop*. I was referred to Dany by a coworker that has used him multiple times with his real estate properties. I will tell you, that I am very glad I did. From the very beginning, Dany was professional/respectful and always willing to answer questions. I have a hard time letting someone else do the work; Dany broke me off that. At the be...

— Buyer | Seller

WHAT OUR CLIENTS SAY

Dany was extremely helpful throughout my buying process. He took great care and attention towards my home search! Besides being very punctual and responsive, Dany was proactive and “one step ahead” with both my questions and the tasks required of me as the buyer. He was thorough in his verbal and written communication to ensure nothing was misunderstood or omitted from my requests and preferences. I feel...

— Buyer

WHAT OUR CLIENTS SAY

Andrew is such a professional, courteous, and motivated Realtor®, which are the obvious reasons why I went with him. It’s crazy to think that we closed within about a month of starting my house search. It would not have been possible if it were not for Andrew’s quick actions, flexibility, and great negotiating skills, especially to have my offer accepted over multiple same offers. He was also there for m...

— Lorenzo

WHAT OUR CLIENTS SAY

Buying a house can be overwhelming, but having Andrew as our realtor® gave my husband and me some piece of mind. He took out the time to understand what we were looking for, had patience, communicated effectively and answered any questions we had. Andrew’s expertise guided us to our new home and we were able to close within 30 days! I truly think the process wouldn’t have been as smooth as it was if it w...

— Joseph

WHAT OUR CLIENTS SAY

I could not have asked for a better agent! Valencia was referred to me by another agent that I had been working with and trusted but was unable to assist me with my transaction. Valencia was blessed with a kind heart and tremendous patience. She allows you to determine the direction you want to go in but always gives her expert advice that gives you the perspective you didn’t know you needed! The home bu...

— Bryanna

WHAT OUR CLIENTS SAY

Mrs. Valencia can be described with one word and that word is OUTSTANDING! She strives for excellence in every aspect of the home buying process. There was clear and open communication throughout the entire experience. If we ever had any questions she was always open to answer them no matter the time. Being first-time homebuyers there was a lot for us to learn and she taught us along the way. We will def...

— LB

WHAT OUR CLIENTS SAY

Valencia is an outstanding professional. I will continue to work with her in the future. She is completely understanding of everyone’s situation and works with you on what is best for you. She stresses time and time again the importance of YOU being completely comfortable before moving ahead with such a monumental life decision.

— Wilson

WHAT OUR CLIENTS SAY

Valencia met and exceeded our expectations regarding sales, marketing, recordkeeping/ documentation, and customer service. And yes, she maintained a higher standard in services and her interactions with us; plus, the final sale price was more than we ever imagined.

— Kenny

WHAT OUR CLIENTS SAY

Our experience working with Valencia was second to none! She is very knowledgeable, professional, effective and efficient in her craft. This is our second time working with Valencia and each time she has helped us sell and purchase a new home. If we ever decided to move again we would certainly contact her. We would recommend her to anyone looking to buy or sell. Thank you, Valencia!

— Eddy

WHAT OUR CLIENTS SAY

Working with Connie was a great experience throughout! She has great local knowledge, a responsive team of financial experts, and made the whole process actually enjoyable rather than stressful. She really wanted me to be happy with my buy/sell and I was. I refer everyone to Connie because I know they will thank me later.

— Mark M.

WHAT OUR CLIENTS SAY

Connie is the absolute best in the business! I cannot say enough about her diligence, follow through, knowledge, passion, fabulous attitude and disposition. Working with Connie has been an absolutely great experience! From the start, Connie genuinely cares and takes the time to understand the property and explain the process thoroughly to her clients. She does her research and due diligence in learning a...

— Alex G.

WHAT OUR CLIENTS SAY

Connie was an absolute joy to work with. I owe her a great deal of respect. She cares about her client's success and happiness in regards to their homeowner desires. She is absolutely a wonderful person/agent.

— Tequila H.

WHAT OUR CLIENTS SAY

Connie is not just one of the hardest-working agents around, she is also the most responsive to her clients needs. She truly cares about her clients in finding the home that's right for them.

— Jay W.

WHAT OUR CLIENTS SAY

I have sold several houses and have to say that Connie as my agent has been my best experience. Her attention to detail and the fact she is very responsive makes her a true professional. I highly recommend Connie for all your real estate needs.

— Curtis T.

WHAT OUR CLIENTS SAY

Working with Connie Jacome was an excellent customer service experience. We purchased a home with Connie as our agent in 2015. In 2018, our son purchased his home with Connie as his Realtor® as well. In the near future, our daughter will be purchasing her home. She has reached out to Connie inquiring of homes in her area. When you have found a professional...and the need to purchase a home arises, you go...

— Nancy 0.

WHAT OUR CLIENTS SAY

With rental rates being outrageous, I was looking to buy for the first time. I would not have been able to find my perfect home if it wasn't for Connie. She is a dream and very knowledgeable. My daughter had so much fun looking at houses with her. When it came time for contracts and paperwork, it went very smooth and almost effortless. She went over and beyond.

— John H.

WHAT OUR CLIENTS SAY

When my husband and I started our house hunting journey we had little direction. We were referred to Connie Jacome by family members. We're so glad to have worked with Connie. As far as my husband and I are concerned, she played an integral part in us getting our house. As first time homebuyers, we didn't know what to expect, except the fact that the process can be quite stressful. With Connie, every ste...

— Sarah M.

Let's Connect

Let's Make Your Real Estate Dreams a Reality! Reach out to us today, and let's explore the Buy Before You Sell and Cash Offer Program together.

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